3 Reasons Why Gift Cards Should Be Given Instead Of Money, By Bob Jain

By Paul Martinez


Finding a gift for someone is nothing short of a challenge. Bob Jain and other names in finance will agree, so it would make sense to fall back on money as a gift option. However, instead of sticking with this, you might be better off with gift cards. Why is this the case, though? For those who might be curious to know what gift cards have that money doesn't, here are the 3 biggest benefits that you should be aware of.

One of the many benefits of gift cards, according to companies like Bobby Jain Credit Suisse, is that they usually aren't taxed. When you put money down on a gift card, you won't have to worry about the presence of sales tax, which is a benefit that can be passed along to the person you're giving the gift to. The same cannot be said for money, which is taxed. Of course, there are other reasons why gift cards are worth giving.

Another reason why gift cards are worth giving is that they tend to be very specific. What this means is that they are to be spent on specific products, which actually keeps spending more organized. For example, if someone receives a credit card to Starbucks, they won't carelessly spend money on drinks for a while. Gift cards offer quite a bit of convenience, in this respect, and Bob Jain CS would be hard-pressed to disagree.

Lastly, gift cards do not have to take on physical forms. Instead of going with the plastic options we all know, why not see if a company offers digital gift cards? Not only do they take up less space in one's wallet, but they can be accessed across different devices. It doesn't matter if you're out using a smartphone, at home in front of your computer, or what have you. Digital cards offer add to the convenience factor discussed earlier.

With these talking points, it's clear as to what gift cards have to offer over money. This isn't to say that the latter is a bad gift option in its own right, since it does the job in a hurry. However, if you truly want to make yourself stand out at any occasion - it could be a birthday party, baby shower, or what have you - the extra mile should be traveled. For reasons like the ones discussed earlier, gift cards are worth investing in.




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